The thought of raising prices for our products or services makes many of us a little queasy. We know that our costs have gone up or the value of what we provide has increased, but we struggle to charge what we are worth and what we need to make things work.

Last week we talked about credit card debt & how to get organized to pay it off in the most efficient way. If you missed that discussion and you’d like to catch up, you can find that post linked below.

Are you in a constant state of “treat yo self”? Are rising gas prices & insane grocery bills putting you in a pinch? Maybe you had a divorce, medical issue or other emergency where you didn’t have the savings to cover the costs? If so, the arrival of your monthly credit card bill may send you into a spiral. If you aren’t paying it off monthly & you find the balance creeping up, it can feel like falling into quicksand, but never fear! Here are a few strategies to get it paid down!

A breakdown of the two most common financial reports: the Balance Sheet and the Profit and Loss Report

What does it cost to deliver your goods and services? If your answer is basically a mumble and some shuffling of papers, it's time to take a hard look at your cost of goods sold (COGS).