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Money Apps We Love!
If you've ever found yourself wondering what tools WE use to track our own personal finances, this is your lucky day! We've compiled a list of tools & apps that we love to help track your spending, pay down debt, teach your kids about money & just generally make your financial life easier:
Debt: How Much Is Too Much?
Whether it’s mortgage, a car note, credit card debt, a student loan, or all of the above, pretty much every adult has some level of debt. Debt has a negative connotation, but it can be a useful tool when used responsibly. The question becomes: what is a reasonable amount of debt? At what point should I be concerned that my debt has gotten beyond my means to manage it?
In part one, we discussed establishing healthy financial patterns when you are sharing expenses with a partner. Because the flip side of that healthy dynamic can be absolutely devastating, we felt it was equally important to point out some financial red flags.
Personal Finances & Romantic Relationships Part One: Establishing Healthy Dynamics
Picture it: You’re in a hospital room where your beloved partner lies in a coma. As the monitors beep in the background, you lean in & whisper ”hey, what's the login for the credit card?”
Financial Self Care: Habits that contribute to your economic well-being.
Self care: The practice of taking an active role in protecting one’s own well-being and happiness, in particular during periods of stress. The practice of taking action to preserve or improve one’s own health.
I Finally Got Real About My Personal Finances.
We talk all of the time about how interwoven the personal and business finances can be for small business owners. The choices you make in one space can greatly affect the other space and both together can cause a lot of stress for small business owners. I think this is especially true in the past year or so. The economy has shifted drastically. Inflation has caused increases in expenses in all areas of our businesses and lives. There has also been a change in how individuals are spending money, which, if you are selling something seen as “non-essential”, you could be feeling the crunch.